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Tuesday, December 23, 2008

More banks join the bandwagon

As was expected the other banks taking cue from market leaders State Bank of India and HDFC have decided to cut down their prime lending rates (PLR) thereby slashing their interest on loans.

However, the cuts are not as steep as that announced by SBI. Bank of India and Bank of Baroda have brought it down by 75 points to 12.5 per cent. The new rates will be applicable from January 1, 2009.

Still, there isn’t much to cheer for as both banks have also announced cuts in interests on Fixed Deposits for 1-2 years. So if you plan to invest in FD, you would be getting a much lesser amount at maturity as compared to what you used to get earlier.

These measures will no doubt even out the losses for the banks, but at the costs of customers.

1 comment:

Clara Mellor said...

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